Financial writer needed for comparative analysis report – Data Entry Job
Conduct a comparative analysis between Wells Fargo and Bank of America. You're required to collect the last five years of relevant data (financial statements, regulatory sources, market, and industry reports) and economic data from reliable sources, as well as provide well-researched answers supported by relevant information and analysis. The deadline for the report is the 5th of May.
Requirements:
List of references is required. You should provide the details of any of the material that was cited in the report and include graphs/table (clearly labelled with data source) as visual aids. Citation in text and reference list should use the Harvard style.
The report has a word limit of 3000 words (±10%) excluding abstract, references and appendices.
The data for the case study must be obtained from reliable sources, such as books, company reports, public reports, newspapers, periodicals, financial data systems (e.g. Bloomberg, Datastream, etc).
In the case of company-related information and other documentary data, copies of the relevant pages of annual reports or financial-information sheets should be attached in an appendix at the back of the assignment.
The report should be produced in Word and have the Excel spreadsheet (calculations) attached in the appendix.
All quantitative analyses must present a clear set of assumptions.
The report should answer the following three questions:
Question 1 (Around 800 Words)
Investigate the competitive landscape within the banking industry in the United States. Compare and evaluate the level of competition between Wells Fargo and Bank of America, in areas including market share, services and products offered, technology and innovation, customer base and community involvement. Based on your analysis, provide recommendations for each bank to enhance its competitiveness. Explain the rationale behind your recommendations.
* Use competition measures: e.g. n-concentration ratio, HHI ratio
* Framework used, e.g. structure-conduct-performance paradigm
Question 2 (Around 1200 Words)
Compare, analyse and evaluate the performance of Wells Fargo and Bank of America in areas of profitability, credit risk and liquidity risk using appropriate ratios and metrics over the last five fiscal years with the support of appropriate diagrams and tables. Explain the patterns and provide possible reasons for the results.Show your workings.
* Use Performance and Risk ratios/metrics in Profitability, Credit risk, and Liquidity risk , e.g. ROE, NIM, Total loans/total assets, Loans to deposit, Basel III’s Liquidity Coverage Ratio, …
* Use at least one ratio/metric for each area (profitability, credit risk and liquidity risk)
* Investigate the causes for the results by using the Du Pont analysis
Question 3 (Around 1000 Words)
A)
Compare, analyse and evaluate the interest rate risk exposures of Wells Fargo and Bank of America over the period in study using interest rate sensitivity analysis (gap management) of their assets/liabilities with various maturities in the format of the provided template. Indicate how the net interest margin under each maturity is likely be affected by interest rate risk.Show your workings. Explain the 5-year patterns (interest sensitivity ratio) for each maturity with possible reasons with the support of appropriate diagrams and tables.
* Use the attached template (Gap Management) for each year. The template can be adjusted with respect to the maturities, and sub-items and shows the total amount of the financial assets and liabilities.
* 5-year data collection required. Conduct the analysis for the last 5 financial years.
* Show the calculations/workings
B)
Recommend specifically how Wells Fargo and Bank of America can mitigate their interest rate risk exposures through different strategies or financial instruments in the coming year. Relate your answer with the current macro environment and specify your assumptions.
* Risk management used by the banks: strategies/financial instruments in the coming year
* Relevant current macro environment
* Assumptions e.g. interest rate
Budget: $200
Posted On: April 26, 2024 17:28 UTC
Category: Academic & Research Writing
Skills:Financial Analysis, Writing, Academic Writing, Business Analysis
Country: United Kingdom
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